Lenders

 

We are happy to provide easy access to great lenders for buyer at The Preserve at Lake Powell. The three preferred vendors below are up-to-date with our processes and are able to serve our buyers quickly and effectively!

1% LENDER CREDIT FOR BUYER CLOSING COSTS!*

 

We average 21 days from application to close on purchase transactions.

 

ABOUT RAPID MORTGAGE

We offer competitive rates in a wide range of loan products such as Conventional, FHA, VA and USDA Rural Development. Whether you are a first time homebuyer, a seasoned veteran, have A+ credit, or are in need of credit assistance, we have programs designed specifically for you. Our customers appreciate our hands on approach, personal dedication, and understanding that you are more than simply another transaction. 

 

OUR MISSION

Treat every relationship with the level of care and sense of urgency that it deserves. Always be committed to the growth of our partners and the satisfaction of our clients and our business will grow through them.

 

Rapid Mortgage Company

Company NMLS #126841 | Branch NMLS# 1880524
Rapid Mortgage Company is an Equal Housing Opportunity Lender. 

 


 

LEIGH ANN BAKER
Branch Manager / Loan Officer
NMLS# 1488003
Direct 980.247.4438
lbarger@emailrmc.com
APPLY NOW: https://leighannbaker.floify.com/apply-now

Equal Housing OpportunityRapid Mortgage Company │ NMLS #126841 │ nmlsconsumeraccess.org │ 7870 E. Kemper Road, Suite 280, Cincinnati, OH 45249 │ Phone: (866) 217-9250

Rapid Mortgage Company is an Equal Housing Lender. Disclaimer: This is not a commitment to lend or extend credit. All loans, credit and collateral are subject to approval. 1% lender concession is for completed purchase transactions made in The Preserve at Lake Powell, Panama City Beach, Florida in association with Abbott Martin Group / EXP Realty on newly constructed homes built by BluScape Homes only. There is no cash value. Rates, terms, information, data and conditions are subject to change without notice, and may not be available in all areas. Other restrictions and conditions may apply.

1% LENDER CREDIT FOR BUYER CLOSING COSTS!*

 

Financing for the Preserve at Lake Powell available by Lauren Melonas with Movement Mortgage

 

Whether you’re buying a completed home or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you a quick and accurate pre-qualification, along with financing advice and options. Ensuring that you make the right choice for you and your family is my ultimate goal and I am committed to providing my customers with mortgage services that exceed their expectations. I hope you’ll browse my website, check out the different loan programs available, read some reviews and testimonials, use my decision-making tools and calculators, and utilize the secure online application to get started. As always, you may contact me directly anytime by phone, text, or email for personalized service and expert advice. I look forward to taking care of you!

 

STEP 1

You submit an application, either online via my website or contact me directly, by phone. If sufficient information with supporting documentation is provided, I’m able to issue a ‘Lender Pre-Approval Letter’ for you and the Builder.

 

STEP 2

You provide any remaining outstanding supporting documentation required for underwriting and we discuss “extended rate lock” for new construction options.

 

STEP 3

As your new home is built, we will keep in touch regarding your financial and loan status, simultaneous to the progress of your new home completion.

 

STEP 4

As closing approaches we ensure your loan file is buttoned up for final underwriting steps and review updated figures for closing.

 

STEP 5

It’s closing day! You will sign all loan and Title documents with the Closing Attorney and provide any remaining funds needed from you. Congratulations!

 

LOAN TYPES AND OFFERINGS

  • Conventional, FHA, VA
  • Fixed rate or adjustable
  • Low down payment options available
  • Extended interest rate lock, up to 360 days

Movement Mortgage

 


 

Lauren Melonas LAUREN MELONAS 
Loan Officer NMLS#1468078
Movement Mortgage
858-668-6727
Lauren.Melonas@movement.com
Apply At: www.LenderLauren.com

Equal Housing Opportunity

*Closing cost credit available with the community preferred financing partner. Structure of maximum 1% lender credit can vary based on the individual needs and preferences of each homebuyer. Rates and offerings subject to change at any time. FL-LO36830, NC-I-180558, CA-DBO1468078, AL-65782, VA-MLO-40013VA, MD-26-45961, DC-MLO1468078 | Movement Mortgage, LLC supports Equal Housing Opportunity. NMLS ID# 39179 (www.nmlsconsumeraccess.org) | 877-314-1499. Movement Mortgage, LLC is licensed by , AL # 21022CA Department of Business Oversight under the California Residential Mortgage Lending Act # 4131054, FL # MLD200 & MLD1360, NC # L-142670, VA # MC-5112. Interest rates and products are subject to change without notice and may or may not be available at the time of loan commitment or lock-in. Borrowers must qualify at closing for all benefits. “Movement Mortgage” is a registered trademark of the Movement Mortgage, LLC, a Delaware limited liability company. 8024 Calvin Hall Rd, Indian Land, SC 29707

 

We credit 1% of loan amount towards buyer’s closing costs1

 

100% VA Loans2

 

90% financing on Second Home3

 

80/10/10 financing on Second Home with interest only second mortgage and no mortgage insurance

 

ABOUT SUE

Sue Botelho is the Sales Manager and a Senior Mortgage Consultant for the Ft. Walton Beach, Panama City, and Niceville offices of Waterstone Mortgage Corporation, a wholly-owned subsidiary of WaterStone Bank SSB. She is a nationally-recognized mortgage planning and program guideline expert. Sue has been interviewed several times by the Wall Street Journal and “Good Morning
America,” and was a featured speaker at Mortgage Revolution, a national conference for mortgage industry leaders.

 

ABOUT WATERSCAPE MORTGAGE

For more than 20 years, Waterstone Mortage has worked with families across the nation, helping them achieve their homeownership dreams. Over the years, we’ve built a company to be proud of — winning a variety of top workplace awards and gaining national recognition for our loan production. As a company, we are also dedicated to the success of our sales team — and our hardworking employees enjoy a supportive, collaborative atmosphere that encourages them to celebrate the “wins” of each and every individual. For our team, success isn’t about the numbers; it’s about the meaningful connections we form with one another, our customers, and our business partners.

 

 

Waterstone Mortgage


 

SUE BOTELHO

SUE BOTELHO
Sales Manager
NMLS #262520
Office: 850.362.6901
Mobile: 850.797.7946
Sue-Botelho.com
SBotelho@WaterstoneMortgage.com

Equal Housing Opportunity

 

1. 1% credit applied to loans except 100% conventional on primary home. 2. 100% up to $1,000,000. 3. Mortgage insurance required. 

This is informational only and should not be relied upon by you. ResortQuest Real Estate is not a mortgage lender. Contact Waterstone Mortgage to learn more about your eligibility for its mortgage products. State of Florida Licensee Exempt. Please contact us for a personal-ized rate quote. Waterstone Mortgage Corporation (NMLS #186434) is a wholly owned subsidiary of WaterStone Bank SSB (NASDAQ: WSBF). All loan requests are subject to credit approval as well as specific program requirements and guidelines. For some programs, income and property restrictions may apply. Information is subject to change without notice. This is not an offer for an extension of credit or a commitment to lend Cash reserves may be required. If an escrow (impound) account is established for the payment of real estate taxes and/or homeowners insurance, your payment may be higher.